The easy way to improve your cashflow
Icon’s Early Payment Program gives our valued subcontractors and suppliers the option to have your invoices paid sooner.
It’s a quick and easy way for you to improve your cashflow and keep your business moving.
What can you do?
Confidence
View and track your claims
Control
On-demand claim payment
Cash flow
Simple, fair, affordable finance
These businesses, just like you, took control of their cash flow using Earlytrade
Backed by over 160 years of success, Icon has an unrivaled capability and capacity to deliver high quality construction projects across a diversity of sectors.
Frequently Asked Questions
What is Icon's Early Payment Program?
How do I get started?
Who is Earlytrade?
Earlytrade is Icon's trusted technology and service provider who facilitate Icon's Early Payment Program and provide support to all Icon suppliers and subcontractors.
You will receive communications about the program from an Earlytrade email domain, as well as contact from Earlytrade's dedicated Icon Early Payment Program support team.
When will I receive payment?
The cutoff for early payment requests is 5:30pm (AEST) each day for payment the next business day.
For example, if you make a request before 5:30pm (AEST) on Wednesday, if accepted, the payment would be made to you on Thursday.
If you do not request early payment, Icon will pay you per your contracted terms.
Does anything change with how I submit progress claims or invoices?
No, nothing changes in relation to how you submit progress claims or invoices. Continue to submit them in the same way you do today.
Does it change the way I’m paid?
No, you will continue be paid direct by Icon in the same way as always; only sooner if you access on-demand payment.
If you need to change your bank details, you will need to request Icon amend their records.
Does using the portal cost me anything?
It is free to access the Earlytrade portal and keep track of your claims and invoices.
If you elect to request early payment, the rates are confidentially set by you.
How do I know if I have approved invoices available for early payment?
As new invoices are approved for payment by Icon (per Icon's standard processes), you will receive an email notification that there are new invoices available for early payment.
Whether you elect to request early payment is up to you and the needs of your business at the time.
I received an email from Icon approving my invoice, but I can't see it on Earlytrade.
After Icon approves your invoice, it will usually be available on Earlytrade the following day.
Am I required to submit additional security or identification?
"On-demand" is as simple and fast as it sounds.
Unlike traditional means of business finance, you do not need to put up any security or submit further financial details.
Why would I offer a discount for an on-demand payment?
Whether a business wants to invest in new equipment, smooth seasonal cash flows, or manage lockdowns or crisis events, it is incredibly simple and affordable to do so with Earlytrade.
Simply compare rates of available business finance options and the time required to access the funds.
I have more questions!
Feel free to chat with the Earlytrade support team instantly using the icon in the bottom right of the screen.
Alternatively, you can reach us at icon@earlytrade.com, or talk to one of our team on 1300 508 810
Level 9, 323 Castlereagh Street
Haymarket NSW
Australia 2000